-
- Media centre
Category / Media Type
Looking beyond the weakest link
Specialist lending has always been about understanding complexity. Many of the customers that brokers place with specialist lenders don’t fit neatly into a single category, whether that’s because of self-employment, changing income patterns or a previous credit issue.
Continue reading
What the new government’s housing agenda really means for buyers and the brokers that support them
Over the past decade, the housing sector has seen no shortage of pledges and policy announcements from successive governments...
Choice, not age, is shaping later life borrowing
One of the biggest misconceptions in later life lending is that borrowers over 55 share the same priorities.
Why EPC upgrade costs aren’t one-size-fits-all
Recent headlines suggesting landlords could face bills of tens of thousands of pounds to bring rental properties up to EPC C have put the potential cost of future energy efficiency requirements firmly back on the agenda.
What are you looking for?
Others
Category / Media Type
Inheritance, not acquisition: the changing path into landlording
Much of the conversation around the private rented sector focuses on regulation, taxation and interest rates. Those issues remain important, but another shift is emerging that could prove just as significant in the years ahead: the changing route into landlording.
Continue reading
Category / Media Type
Specialist lending doesn’t have to feel specialist
Ask most brokers what comes to mind when they think about specialist lending and you’ll probably hear a familiar list of frustrations: more paperwork, more back-and-forth, and longer wait times.
Continue reading
Category / Media Type
OSB helps charity flourish
OSB Group has donated £2,000 and colleagues from the Wolverhampton offices have given their time to help local charity The Albrighton Trust create a new garden which commemorate the year of the King’s Coronation and its own 30-year anniversary.
Continue reading
Category / Prosper
Five key opportunities for brokers ahead of EPC Legislation
From 2025, newly rented properties will need an EPC rating of at least a “C” - existing tenancies have until 2028 to achieve the same rating. It may seem a while away, but there are large numbers of landlords already thinking about the effect of this legislation on their portfolios and looking for guidance on what to do next.
Continue reading
Category / Prosper
Bridging – no house of cards
The bridging sector has not just grown but evolved significantly over the last decade or so. Lenders’ products have become more flexible and multi-faceted, processes are slicker and interest rates have dropped by around 50% since 2010, thanks to a steep rise in competition, with a wide range of specialist lenders now active in this market.
Continue reading
Category / Prosper
Q&A with Sophie Naessens, Group Valuation Panel Manager, OSB Group
What’s your role at OSB Group and what does it entail? - I am the Group Valuation Panel Manager, working within the in-house Real Estate department at OSB Group.
Continue reading
Category / Prosper
Q&A with Lexi Tsalkitzoglou, Diversity, Equity and Inclusion Specialist, OSB Group
You are still quite new to OSB Group so how are you finding it all? - I knew I was coming into a brand new role that had not previously existed, so I was slightly anxious about how people would react both to me and the role.
Continue reading
Category / Prosper
Good vibes in professional buy-to-let sector
Once the Christmas carols have faded away, the mood music in the UK mortgage market is likely to be pretty subdued. Business levels in 2023 will certainly be lower than this year, and as lenders and advisers we must prepare to help borrowers facing a range of financial challenges.
Continue reading
Category / Culture
Come together: It’s time for the industry to collaborate and deliver on ESG
ESG has been a buzzword on the lips of corporate Britain for some years now. But it is not enough for companies simply to pay lip service to their Environmental, Social and Governance responsibilities.
Continue reading
Category / Prosper
Starting the conversation through Mental Health First Aiders
Mental health and wellbeing affects us all, everyone will at one stage experience a struggle and as an employer, OSB Group recognise this and we’ve pledged to constantly evolve to support our colleagues with the help they need.
Continue reading
Category / History
Managing Menopause: supporting our people
Over the last few years, we’ve challenged ourselves to understand more about what needs to be done to support our colleagues going through the menopause.
Continue reading
Category / Culture
A day in my life: Dominic Chase-Griffith and Olubunmi Awe
Recently, we caught up with two senior members of our IT team, Dominic Chase-Griffith, Head of End User Technology, and Olubunmi Awe, Change Manager to discuss their career journeys at OSB Group
Continue reading